If your business is looking to obtain more for your money, reduce currency risk or simply be assured of a reliable and secure payments service, we can take care of all your currency requirements. The award winning service offers payment solutions through a number of products that enable individuals and companies to achieve more competitive currency exchange rates.


A spot contract, spot transaction, or simply spot, is a contract of buying or selling currency for settlement (payment and delivery) on the spot date, which is normally two business days after the trade date. The settlement price (or rate) is called spot price (or spot rate) this is guaranteed and secured on booking for the delivery date.

Same or Next day payments- Same day payments operate on the same price agreement as a spot trade but are valued for the same day or next day from booking.


Forward contracts allow you to buy or sell one currency against another at a fixed rate for settlement at a later date (typically between 3 days to 2 years). Forward contracts are generally used by individuals who would like to fix the exchange rate for a future date. This allows you to manage your exposure against any unfavourable currency movements and protect those hard earned savings!

The significant benefits of Forward Contracts are:

  • A simple way of managing future currency exchange risk and negating any unfavourable movements in exchange rates.

  • The ability to fix an exchange rate now for delivery of currency in the future. This means that you know what you will have to pay on a future date.

  • If you are not sure of the exact date that you will need the funds, you will still be able to specify a special delivery period. This means you will be able to draw down on the funds within an agreed period of time.

Market Watch:

Every business that’s operating overseas wants to exchange their money in the most advantageous manner possible – but monitoring the foreign exchange market is a full time job. That’s why we created our market watch service – it is the ideal solution for any business or individual that wants to make advantageous overseas payments without having to devote their entire working day to deciphering rates and fluctuations.

Limit Order:

If you’re looking to achieve a specific rate, we can arrange a limit order. This allows you to target a specific rate of exchange. We monitor the markets on your behalf and should the market reach your predetermined exchange rate, your currency is bought or sold automatically. Your order can be amended or cancelled at any time prior to the transaction taking place. There’s no charge or fee involved in arranging a limit order.

Stop Order:

A stop loss order works in exactly the same way as a limit order but offers you protection should the exchange rate start to move in the wrong direction for you. You can set a stop loss order as an insurance tool, meaning that if the rate moves against you and in the opposite direction to the market trend, you are guaranteed that a worst case scenario rate is secured at a pre-agreed level so there is no risk of the rate continuing to drop below your budget level.

One Cancels Other (OCO):

This is a combination of a limit and a stop order. During certain market conditions it may seem ideal to place a limit order and try to achieve a rate better than the current market position, however there is always a chance that it may not be achieved and the exchange rate could move against you. The OCO trade allows you to set a best and worst case scenario and the rate is secured whichever level is achieved first.

Security and Payment facilities:

Transact in over 140 currencies

You can send domestic and international payments in over 140 currencies, including many emerging market currencies, such as Brazilian Real and Indian Rupee all at competitive rates.

Fast Payment

Your payments are sent through the most efficient and secure routes via our international money transfer service. Enabled by our SWIFT membership and global banking partners, your international suppliers can trust that they’ll get paid on time with many currencies arriving on the same day.

Full Audit Trail

We provide transaction receipts online and by email so you have a fully auditable payment trail. You can review your account history online as well as keep up-to-date with any outstanding balances.


Bulk pay multiple recipients across multiple currencies through a simple file upload Online or through your dealer, reducing time spent on administration.


We take the security of your payments and business seriously, through our regulated Authorised Payment Institution provider your funds are protected in segregated client accounts.